Terms & Conditions

  • HOME
  • Terms & Conditions

Terms & Conditions

As we can accept your order and make a legally enforceable agreement without further reference to you, you must read these terms and conditions to make sure that they contain all that you want and nothing that you are not happy with. If you are unsure on anything, just visit the contact page and get in touch with us.


  1. These terms and conditions will apply to the purchase of the services and goods by you (the customer or you). We are IYL Trading Ltd a company registered in England and Wales under number 10331768 whose registered office is at Churchill Business Square, Kent, West Malling, ME19 4YU with an email address of ‘info@iyltrading.com’ and telephone number of 020 3409 1509 (The “supplier” “us” or “we”).
  2. These are the terms on which we sell all services to you. By ordering any of the services, you agree to be bound by these terms and conditions (“Terms of Use”). You can only purchase the Services and Goods from the website is you are eligible to enter into a contract and are at least 18 years old. Unless you are purchasing a membership not requiring depositing funds with a partner broker.

In order to use our services, you must agree to our Terms of Use, our privacy policy and Other Applicable Terms.

IYL Trading LTD (www.iyltrading.com) provides a number of Services, including trading tuition and trade ideas to trade currencies, stocks, commodities, currencies and worldwide indices on any platform of your choosing (collectively, “the Services”), for your individual educational usage only, subject to compliance with the terms and conditions set forth herein.


By accessing and using IYL Trading Ltd’s Website and Services you are agreeing to be legally bound by our Terms of Use. In consideration for your monetary payment and additional conditions subject to your service package, iyltrading.com will provide you with these Services on the condition that you agree to comply with the following Terms of Use. If you do not agree to the terms and conditions contained in the Terms of Use, you may not use our services, and IYL Trading Ltd does not consent to provide you with access to IYL Trading Ltd’s services and may recover any consequential losses from your breach of IYL Trading Ltd’s Terms of Use.


By using the services offered by IYL Trading Ltd, you are representing to IYL Trading Ltd that you are at least 18 years old for the relevant packages and that you understand that the services provided as part of the agreement does not constitute specific financial advice, but are provided for educational purposes, designed to help you learn when to place a trade/bet in order to increase your rates of success. You may not use IYL Trading Ltd’s website/services for any unlawful purpose.

You may print a copy of these Terms of Use for your reference. You understand and agree that IYL Trading Ltd may discontinue or change its website/s at any time, without notice, or impose fees, charges or other conditions for use of the IYL Trading Ltd’s services (with reasonable notice).

You also understand and agree that IYL Trading Ltd may discontinue or restrict your use of it’s website for any reason without notice.


 IYL Trading Ltd may change any term in these Terms of Use at any time, without notice to you. The changes will appear within either in these Terms of Use or within a product service package, and your use of IYL Trading Ltd’s website/s after any changes have been posted will constitute your agreement to the modified Terms of Use and all of the changes. Your use of our Services after such changes will be deemed acceptance of such changes.

IYL Trading  Ltd operates in a constantly changing business environment. The Terms of Use, as well as our Privacy Policy may change also. Therefore, you should check these Terms of Use frequently when you access the IYL Trading Ltd website to see whether recent changes have been made.

Additionally www.iyltrading.com reserves the right at any time to:

Change the terms of any promotional offer, or operation of our Service, including eliminating or discontinuing any content or feature of the Service; or impose other fees, charges or other conditions for use of the Service.


Our website is made available free of charge for non members.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change any part of our site without notice. We will not be liable to you for any reason if site becomes unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our site.

You are responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions and that they comply with them.


In order to gain access to IYL Trading Ltd’s service, you must provide us with your legal name, email address and phone number required on the registration page. If the information you provide is untrue, inaccurate, incomplete or outdated, or we have reasonable grounds to suspect it is, IYL Trading Ltd has the right to suspend or terminate your purchase, and to prohibit your current or future use of the Service, or continue to charge you regardless of the fact that you are not receiving our product. IYL Trading Ltd’s policy with respect to the collection and use of your personal information is set forth in our Privacy Policy below.

With access to the IYL Trading’s website, you also have certain other obligations relating to your account:

  • You may not transfer or resell your use of or access to the Services to any third party;
  • You are responsible for all activities that occur as a result of using our Services such as the placing of trades and resulting wins/losses;
  • You are responsible for maintaining the confidentiality of our products features sent to you; and
  • You agree to notify us; IYL Trading Ltd if you become aware of any possible unauthorised use(s) of our service or any possible breach of security, including loss, theft, or unauthorised disclosure of your personal details.



The terms of this package are as follows:-

To qualify for the package you must sign up to one of our affiliates via the embedded link attached to the broker logo in our sites sign up process and make the requisite deposit relating to the free trial option selected:-

  • Partnership Broker – Minimum deposit £500, £1000, £5000 for individual packages.

Once you have signed up and deposited the requisite amount, you must verify your account with your selected broker within 7 days by uploading the correct documentation. You must not withdraw your deposited trading funds onto our partner broker within the first two months of your membership. If you fail to do so, you will be contacted and IYL Trading hold the right to terminate your membership.

  • IYL Trading LTD require a minimum of 15 trades to have been placed within the first month of the trading account being open + for the client to fully verify their trading account.

IYL Trading Ltd is not a subsidiary of any broker we recommend. IYL Trading Ltd may make commissions from any broker we recommend to you through a partnership.

IYL Trading Ltd will only honour the offer access to our members portal for free when the third party has confirmed that the account was opened with the respective broker and deposit of the minimum amount was made by clicking one of the links above directly.

You will be asked for payment details when activating your free trial and this is so IYL Trading can set up a direct debit for when your free trial ends. You can cancel this direct debit at any point during the free trial to avoid incurring costs after the free trial period.


On signing up to this option in the new trader package, you will receive 1 week completely free access to the IYL product range.

When you sign up to this package you are responsible for providing the correct contact details e.g. phone number to our customer representative or sign-up form. 

You will be asked for payment details when activating your free trial and this is so IYL Trading can set up a direct debit for when your free trial ends. You can cancel this direct debit at any point during the free trial to avoid incurring costs after the free trial period. If you fail to cancel and get charged,, no refunds will be given based on you agreeing to these terms and conditions. 

When a client signs up IYL Trading Ltd’s New Trader Package, they are perceived to be aware that recurring payments will be taken on a monthly basis with no refunds once the membership has been set up regardless if they have verified their membership 1 account. To cancel the rolling subscription, clients must notify IYL Trading Ltd of their desire to quit in advance of the recurring payment. The membership will continue for the remaining number of days of the month period paid for.


To receive our product without signing up to a recommended affiliate broker, you must pay for our full rate Pay Monthly Package. This package requires a subscription that can be cancelled at any time.

When you sign up to this package you are responsible for providing the correct contact details e.g. phone number to our customer representative or sign-up form. 

Payment terms of the IYL Membership Packages

When a client signs up IYL Trading Ltd’s Existing Trader Package, New Trader Package or Busy Trader Package, they are perceived to be aware that recurring payments will be taken on a monthly basis with no refunds once the membership has been set up regardless if they have verified their membership 1 account. To cancel the rolling subscription, clients must notify IYL Trading Ltd of their desire to quit in advance of the recurring payment. The membership will continue for the remaining number of days of the month period paid for.


When signing up to the intrigued trader package, you will automatically be given access to our online seminar (unlimited use) once the payment has gone through and been confirmed.

When you sign up to this package you are responsible for providing the correct contact details e.g. phone number to our customer representative or sign-up form. 

When a client signs up IYL Trading Ltd’s Intrigued Trader Package, the price is discounted for active members currently on the new trader package. To cancel access, clients must notify IYL Trading Ltd of their desire to quit in advance.

You will be asked for payment details when purchasing this package, the funds will be taken immediately. No refunds will be given based on you agreeing to these terms and conditions as you the client would of had full access to our product once paid, therefore no refunds will be given once the this membership type has been purchased.



Social Trader Tools (https://socialtradertools.com) is a third party software which allows you to copy the trades we make in our account which is linked to our myfxbook pro verified account, this account is run by Ollie Davis our head trader. Trades from our forex portal (www.iyltrading.com) and equities portal will be placed on this account, as well as our head traders own position.

[The myfxbook pro account returns displayed on our website may not be an accurate representation of the current live returns, please visit the prior link to view the up to date results.]

We repeat that Social Trader tools is not an IYL service.

If you wish to use Social Trader Tools, you will need provide us with your MT4 login details so we can set the automation up for you, and set risk management appropriate to your equity. By using this service, you are agreeing to let IYL set the trade automation up for you with the MT4 details you provide us.

When using social trader tools, you are agreeing to their terms and conditions in regard to the service.

By using social trader tools with IYL to automatically copy our trades from our myfxbook pro verified account, you are accepting that losses may occur and it is your personal decision to automatically follow our trades placed onto our myfxbook pro account.

IYL will attempt to place every trade onto this account that is posted onto the members portal by their expert traders but there is no guarantee that will always happen.

IYL have the right to remove you from this package if your balance is under £500 by stopping the automation.

IYL are in no way encouraging you to trade or follow our trades and we do not accept any responsibility for any losses you may suffer if you do so . We warn you again that trading in equities has a risk of losses.

We are an educational company and nothing in our website should be construed as any form of financial advice. You will be responsible for understanding and evaluating all information about the trades we place.

Even more importantly you are agreeing to let IYL be responsible for determining your position sizing and how much of your funds you commit to any one trade by placing the trades based on marginal equity and the contract surrounding your trades will be governed under the terms and conditions of social trader tools.

The current busy trader offer running on the www.iyltrading.com website offers a refund on the first 2 months membership fee’s (£39.98) in total if after 2 months from the sign up date the clients account has not increased from the original investment. 



1.1 By registering here and creating your “Profile”, you can access different services that are offered by us without having to register for each service separately. If a service you wish to subscribe to has additional terms and conditions, you will be asked to accept these separately.
1.2 You agree that:

(1) you will keep your username and password safe, and won’t share them with anyone.
(2) you will not pass yourself off as someone else or create multiple, false accounts.


2.1 If you breach these or any of our other terms and conditions we reserve the right to close your account, if we do so, we may close all accounts you have open in your name.

2.2 To deactivate your account please contact our customer services department; their details can be found under “contact us” on our home page.


3.1 You can update your personal details (including your account and marketing preferences) by accessing your account at your Profile page and making any necessary changes; this will update your details across all services that you have subscribed to.


4.1 Full details of the way in which we use cookies on our website and how we hold and process your information can be found in our Privacy and Cookie Policy


5.1 No waiver by us of any breach of these terms shall constitute a waiver of any other prior or subsequent breach and we shall not be affected by any delay, failure or omission to enforce or express forbearance granted in respect of any of your obligations.

5.2 The rights and remedies of is under these terms are independent, cumulative and without prejudice to its rights under the law.

5.3 These terms are not intended to create and shall not create any rights, entitlements, claims or benefits enforceable by any third party by virtue of the Contracts (Rights of Third Parties) Act 1999.

5.4 These terms and/or your use of the website shall be governed by and construed in accordance with English law and the English Courts shall have exclusive jurisdiction over any dispute which may arise.

6.Withdrawal Schedule

6.1 Requests for withdrawal can be made whenever the account balance is at least 105% and the subscription is active

6.2 Withdrawals are processed up to the 20th day of each month and are bank transfers to the trader are made on the 25th of each month.

6.3 Withdrawals in blocks of 5% are deducted upon request from the trading account. There is no limit on withdrawals on a monthly basis.

6.4 The traders profit spilt of 50% is then transferred to the traders equity account and is held separately from the trading account. The amount requested will be sent to the trader on the 25th of each month.

7.Payment Methods

7.1 IYL pay profits on the 25th day of a month for withdrawals requested up to the 20th day of the month.

7.2 Payments will be made by bank transfer or other method according to instructions from the trader.


Trade ideas are provided on UK week-days (Monday – Friday) on all days that the market is open. They are only ideas for educational purposes and should not be construed in any way as financial advice.

All of our expert traders have been trading consistently for at least 2 years and have significant knowledge of financial markets although they may not be professionally qualified.

Trade ideas are not limited to any asset class, but trade ideas may be sent all of the same asset class subject to our trader’s strategy for any particular day.

IYL Trading Ltd reserves the right to not send trade ideas on days where the market is overly volatile at the discretion of our traders, or due to unforeseen circumstances connected to IYL Trading Ltd’s service/operation. Additional days will be added for free as a result of days missed.

IYL Trading Ltd reserves the right to provide a minimum 0 trade idea’s per day if market volatility dictates overly high risk.

Reselling of any of our products is prohibited. IYL Trading Ltd reserves the right to bring legal action against any breach of Copyright in reselling of our products.

Clients trade at their own risk. Trade ideas are not to be interpreted as financial advice or relied upon in any way. IYL Trading Ltd is not a subsidiary of any recommended broker and does not receive money for losses of its clients.

Clients need to be aware that trading any type of securities can involve high risk and the loss of any funds invested.

Trading Ideas and other investment information provided on this site may not be appropriate for all people and is provided without respect to individual investor financial sophistication, financial situation, investing time horizon, or risk tolerance.

Any workshops, webinars, daily chat or one on one coaching provided via this web site, or any offers for educational content via this web site are not a recommendation to buy or sell, but rather guidelines to interpreting and using the specific indicators, techniques and processes offered by the Trading Experts.

No particular trading strategy, technique, method or approach discussed will guarantee profits, increased profits or the minimization of losses. Past performance, whether actual or indicated by simulated historical tests, is no guarantee of future performance or success.



In order to cancel your subscription to our service/s you must do one of the following:

  1. Notify us via email or cancel your membership on your members portal.
  2. Cancel any subscription by removing any direct debit agreement from your bank account/Skrill/PayPal, ensuring that you have notified us of having done so.

Please note, that once you have made a recurring payment, you will be held to have paid for the entire duration of the next contractual period and upon receiving the next trade idea from IYL Trading, refunds are not available.


In order to become eligible to receive our Trial Offer in Membership One package above, we do require that you sign up to an affiliate broker of our choosing via our affiliate link which we will provide.

Please ensure that you clear your Internet Cookies & Cache when you sign up to a broker via our link and deposit the minimum amount in order to guarantee your eligibility for our offered trial.

To learn more about this, please visit our ‘Affiliate Disclaimer’ page via the quick links at the bottom of each website page.


When using IYL Trading Ltd’s Services you may not republish, upload, post, transmit or distribute content available through the Services to online or offline bulletin boards, message boards, newsgroups, chat rooms, or in other any manner, without our prior permission. Modification of the content or use of the content for any purpose other than your own personal, non-commercial use is a violation of our copyright and other proprietary rights, and can subject you to legal liability.

You must abide by the following rules in connection with your use of our services:

  • You agree not to violate any applicable local, state, national or international law in connection with your use of the Services. This includes, among other things, any securities law or regulation.
  • You agree not to restrict or inhibit any other visitor from using the Service, including, without limitation, by means of “hacking” or defacing any portion of any of our web sites;
  • You agree not to express or imply that any statements you make are endorsed by us, without our prior written consent;
  • You agree not to modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of IYL Trading Ltd’s website/s or Services;
  • You agree not to “frame” or “mirror” any content available through IYL Trading’s website and the Services without our prior written authorisation;
  • You agree not to use any robot, spider, site search/retrieval application, or other manual or automatic device or process to download, retrieve, index, “data mine,” or in any way reproduce or circumvent the navigational structure or presentation of the content available through IYL Trading Ltd’s website/s or Service/s; or
  • You agree not to harvest or collect information about users of the Services without their express consent.


We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

Specifically; the names “IYL Trading LTD” and Domain name www.iyltrading.com and other marks and logos displayed on the website (excluding those identified as the property of third parties), are trademarks and service marks of IYL Trading Ltd and may not be used without IYL Trading ltd’s express written permission.


The IYL Trading website includes facts, views, opinions and recommendations of individuals and organisations deemed of interest. IYL Trading Ltd and its Content licensors are not giving investment advice, tax advice, legal advice, or other professional advice. IYL Trading Ltd believes its content and Services to be useful, but cannot guarantee accuracy or completeness.

  • For example, the platforms on which a client trades may have inaccurate price quotes for assets as required by stock exchanges or other information providers. Therefore IYL Trading Ltd and its Content licensors do not guarantee or warrant the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions and recommendations or advocate the purchase or sale of any security or investment. You should always seek the assistance of a professional for advice on investments, tax, the law, or other professional matters.

In regards to using our trade ideas to trade currencies, stocks, commodities and indices, appreciate that trading always involves a significant risk of loss and is not suitable for everyone. Nothing published online on our website/s or discussed via phone/email/messenger correspondence, shall be considered a recommendation to purchase or trade the contracts discussed.

IYL Trading Ltd provides general financial information designed to educate broad segments of the public. IYL Trading Ltd’s trade ideas, training videos and market analysis videos are educational and informational services designed to help users identify savings and investment strategies that can help them meet their financial goals. These products do not take into account all of the unique circumstances that may affect a user’s financial decisions, and nothing contained herein should be considered personalised investment advice that is tailored to the individual needs of users.

Results obtained by using these features should not serve as the sole or primary basis for making investment decisions. Users should consult their financial advisors to develop a personalised plan that takes into account their individual needs and circumstances.


IYL Trading Ltd makes no representations that the materials provided are appropriate, available or useful in locations outside the U.K. Anyone who elects to use the website from other locations do so at their own risk and are responsible to comply with all local laws and rules that apply.

Some countries do not allow the disclaimer of implied warranties, so the above disclaimers may not apply to you in all instances. None of IYL Trading’s staff, consultants, contractors, or third-party content providers shall be liable for damages arising out of or in connection with the use of the website. UNDER NO CIRCUMSTANCES SHALL IYL TRADING LTD OR ANY PARTY INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING THE WEBSITE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF OR INABILITY TO USE THE WEBSITE, TRADE IDEAS OR OTHER EDUCATIONAL MATERIAL including, but not limited to, damages due to: loss of data, income or profit; loss of or damage to property; claims of third parties; reliance by a user on information obtained from IYL Trading Ltd’s website or any linked website; errors, omissions or interruptions; deletion of files or email; defects, viruses, delays in operation or transmission or any failure of performance; communications failure; and theft, destruction, or unauthorised access to IYL Trading’s records, programs or Services. You agree that this paragraph shall apply to all content and Services available through the web or via phone. Some states do not allow the exclusion or limitation of consequential or incidental damages, so the above limitations may not apply to you in all instances.

You agree to indemnify, defend and hold us, our officers, directors, workers, employees, agents and representatives harmless from and against any and all claims, damages, losses, costs (including reasonable lawyers’ fees), or other expenses that arise directly or indirectly out of or from

(a) your violation of the TOU;
(b) your use of the Site;
(c) your violation of the rights of any third party.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, our website/s; or
  • use of or reliance on any content displayed on our site.

If you are a business user, please note that in particular, we will not be liable for:

  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any indirect or consequential loss or damage.

If you are a consumer user, please note that we only provide our site for domestic and private use.  You agree not to use our website/s or Services for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any goods by use to you, which will be set out in our Terms and conditions of supply.


We do not guarantee that our site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.


You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link to our site in any website that is not owned by you. Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice.


Our Earnings Disclaimer forms part of these Terms of Use and can be found by clicking on the following link: https://www.iyltrading.com/earnings-disclaimer/


This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision in this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. This Agreement, your rights and obligations, and all actions contemplated by this Agreement shall be governed by the laws of England and Wales, without regard to its conflict of laws rules or choice of law provisions, as if the Agreement was a contract wholly entered into and wholly performed within England and Wales. You and IYL Trading Ltd hereby expressly consent to the exclusive jurisdiction of courts in England and Wales. For all disputes arising out of this Agreement if IYL Trading Ltd prevails in such dispute, it shall be entitled to recover, in addition to such damages as may be found by the courts, its reasonable lawyers’ fees and costs, including those related to or arising out of any injunctive proceedings.


If you have any questions about these Terms & Conditions, the practices of this site, or your dealings with this site, please contact us at: info@iyltrading.com